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Frequently Asked Questions

Here you can find answers to many common questions, learn about student loans, and get some good advice on managing your student loan debt after college. Use the categories below to find what you need, or contact us if you need assistance.


Please select a topic below.

Deferment types
Forbearance types
Student loan repayment
Online account access
Managing student loan debt
General information on student loans
Income-based repayment
Student loan interest
Tax benefits for education
Student loans and your credit
PUT program
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Are your student loan payments breaking the bank? We can help! 
Welcome IDAPP Borrowers!

Did you know?

Some federal student loan borrowers are eligible for lower payments with Income-Based Repayment.

Recent legislative action makes important changes to PLUS Loans, effective for loans first disbursed on or after July 1, 2008.