Apply Online or Complete a Student Loan Application

Federal Stafford Loan

Federal Stafford Loans are low-interest loans for students enrolled at least half time as an undergraduate or graduate student in an eligible institution. Students and families of all income levels have access to federally guaranteed loans for college.  Click the link for e-Sign to apply online, or click Print to print a paper copy of the Stafford Loan Master Promissory Note.

Federal Parent PLUS Loan

Federal Parent PLUS Loans are also available for your educational costs if you are enrolled at least half-time at an eligible institution, but the loan is made to parents. Eligibility is not based on need or income, but parents must not have an adverse credit history. Click Apply Online for a quick and easy pre-approval decision from an Edfinancial Services Lender.

Federal Graduate PLUS Loan (GradPlus)

With benefits similar to the traditional PLUS loan for parents, the Graduate PLUS Loan program (GradPLUS) allows graduate students or professional students to borrow up to the cost of education at a particular institution minus any other financial aid. Click Apply Online for a quick and easy pre-approval decision from an Edfinancial Services Lender.

Alternative or Private Student Loan

Private student loans are alternative sources of funds that help fill the gap between the cost of education and your other resources. Private student loans also offer students flexibility in choosing a school or participating in a specialized course of study when federal student loans aren't an option.

A Security reminder from Edfinancial Services:

At no time will you receive an email from us that instructs you to follow a link and verify your account information. Responding to this type of email could put your privacy at risk. We may send emails to you from time to time that encourage you to manage your account online or make online payments.

So how do you know if an email is fake? Here are some things to watch out for:

1. Generic descriptions of your account or of the type of service we provide.
2. An unreasonable sense of urgency. Any email you receive which indicates that your account will suddenly be deactivated without your immediate attention is probably fake.
3. Suspicious links. Watch this carefully; links can be made to say anything at all no matter where they lead, and will likely appear to be an authentic company web address. To see where a link will actually go without clicking on it, hold your mouse over the link text and watch your browser's status or title bar.
   
   
   
   The link's destination will appear - if it leads somewhere other than where it appears to lead, don't click on it.

If you have any questions, please email us or call 800.337.6884.