Apply Online or Complete a Student Loan Application

Federal Stafford Loan

Federal Stafford Loans are low interest loans for students enrolled at least half-time as an undergraduate/professional student in an eligible institution. Students and families of all income levels have access to federal guaranteed loans for college.

Federal PLUS (Parent) Loan

Federal PLUS Loans (Parent Loan for Undergraduate Students) are also available for your educational costs if you are enrolled at least half-time at an eligible institution, but the loan is made to parents. Eligibility is not based on need or income, but parents must not have an adverse credit history. Click Apply Online for a quick and easy pre-approval decision from an Edfinancial Services Lender.

Federal Graduate Student PLUS Loan (GradPlus)

With benefits similar to the traditional PLUS loan for parents, the graduate student PLUS loan program (Grad PLUS) allows graduate students or professional students to borrow up to the cost of education at a particular institution minus any other financial aid. Click Apply Online for a quick and easy pre-approval decision from an Edfinancial Services Lender.

Alternative or Private Student Loan

Alternative sources of education funds, or private student loans, to help fill the gap between the cost of education and your other resources. Private student loans also offer students flexibility in choosing a school or participating in a specialized course of study when federal student loans aren't an option.

Student Loan Consolidation

Student loan consolidation can reduce your monthly payment, extend your repayment period and combine monthly payments to multiple lenders into one monthly payment. If you are able to afford your monthly payments, or if your Stafford, PLUS, GradPLUS or Perkins loans are eligible for incentives, reductions or forgiveness, you may want to consider some alternatives to consolidation.

A Security reminder from Edfinancial Services:

At no time will you receive an email from us that instructs you to follow a link and verify your account information. Responding to this type of email could put your privacy at risk. We may send emails to you from time to time that encourage you to manage your account online or make online payments.

So how do you know if an email is fake? Here are some things to watch out for:

1. Generic descriptions of your account or of the type of service we provide.
2. An unreasonable sense of urgency. Any email you receive which indicates that your account will suddenly be deactivated without your immediate attention is probably fake.
3. Suspicious links. Watch this carefully; links can be made to say anything at all no matter where they lead, and will likely appear to be an authentic company web address. To see where a link will actually go without clicking on it, hold your mouse over the link text and watch your browser's status or title bar.
   
   
   
   The link's destination will appear - if it leads somewhere other than where it appears to lead, don't click on it.

If you have any questions, please email us or call 800.337.6884.