[ Skip to content ]

Remediation Refunds

If you were recently notified that your student loan account was placed into an administrative forbearance for the months of October through December 2023, and you would like to have any payment(s) you made during these months refunded to you, you have 90 calendar days from the date shown on your notification to contact us to request a refund.

Important Updates

News of Note

Explore affordable repayment plans, including the new Saving on a Valuable Education (SAVE) Plan (formerly the REPAYE plan). To learn more about the SAVE plan and other student loan benefits, use the Loan Simulator Tool at StudentAid.gov.


Be on the Lookout for Updates

In Spring 2024, you will see improvements to your experience in managing your federal student loans. Beginning March 11, 2024, we will release updates to the look and feel of our website and you will then need to visit us at our new web address, Edfinancial.StudentAid.gov. Additionally, our emails will now come from .gov email addresses. 

Do you need a lower monthly payment?

Log in to your online account to explore various repayment options and to see if you qualify for a reduced payment as low as $0.00!

  Log In

Below you will find descriptions and requirements for each available repayment plan. Not sure of your loan type?

Frequently Asked Questions

Log into your online account to explore various repayment options and to see if you qualify for a reduced payment. You may also contact us for assistance.

If your account is placed on a new repayment option, you will receive a notice by mail or email regarding the details of your new repayment schedule.

In general, the lower your monthly payment, the more interest you will pay over the life of your loan(s). Student loans accrue interest on a daily basis, so the longer you take to pay it back, the more interest you will accrue. You can use the Loan Simulator on StudentAid.gov to determine the amount of interest you would repay under various repayment plans.


Options Which Allow for a $0.00 Payment

Other Repayment Options

Need help?

We Are Here For You

Representatives are available Monday 8am - 9pm, Tuesday - Wednesday 8am - 8pm, Thursday - Friday 8am - 6pm Eastern Time

Don't wait in line during longer hold times and get your answer now! 😊
1
Top of Chatbot Close Chatbot