Welcome Borrowers from FedLoan Servicing!

We want to make this transition as smooth as possible while your loans are transferred to us! Read more

Welcome Borrowers from Granite State!

We want to make this transition as smooth as possible while your loans are transferred to us! Read more

Interest Rates for New 2021 Loans

Interest rates for new Direct Loans become effective on July 1st each year. Read more

Your Student Loan Servicer

We are here to answer your questions, help you with repayment plans, and process your student loan payments. Read more

You don't have to pay for student loan assistance!

Protect your money and personal information! Read more

Going back to class?

You may be able to put your student loan repayment on hold if you are attending a Title IV school on at least a half-time basis. Read more

Sign up for text alerts!

Enroll to receive text alerts to help you manage your student loan account with notifications about billing statements, due dates, status updates, and more. Read more

Facing repayment soon?

Beginning your student loan repayment is a challenge for many college graduates. It is important to plan ahead for successful repayment. Read more

Welcome to Edfinancial!

If you have recently received a notification from us, it means that the U.S. Department of Education has selected Edfinancial as the servicer of your federal student loan(s). Read more

Pay Off Your Loan Faster

Return extra funds within 120 days of the disbursement date or make small increases to your monthly payment amount for big savings. Read more

Brand New Look for FFELP Loan Account Statements

This overview highlights the changes to your FFELP Loan account statement to make it easier to find the information you need. Read more

Interest Rates for New Loans

Interest rates are subject to change on July 1st of each year. Find the interest rate for your new loans disbursed on or after July 1, 2018. Read more

Going on vacation?

If you have previously used the full grace period on your loan, you can request a summer bridge extension to cover payments due between the spring and fall terms. Read more

Disaster Assistance is Available

If you are a federal student loan borrower who has been impacted by a federally declared natural disaster, you may be eligible for assistance! Read more

July 1 Interest Rates

Interest rates for new Direct Loans become effective on July 1st each year. Read more

Is it time to submit your IDR renewal?

If you are on an Income-Driven Repayment plan, you must submit an annual renewal request in order to prevent your monthly payment from increasing. Read more

How Payments are Applied to Newly Disbursed Loans

If you took out more in student loans than you need, you can return the extra funds within 120 days of the disbursement date to save money on interest and origination fees. Read more

Finding Your Interest Rate

Your interest rate varies depending on your loan type and the first disbursement date of the loan. Curious where to find this information? Read more

Parent Loan Deferment Option

When the benefitting student of the PLUS loan you obtained is enrolled at least half-time at a Title IV school, you can request to have your PLUS loan put on a deferment. Read more

New to Edfinancial?

If you have recently received a notification from Edfinancial Services, and you’re wondering who we are, it means that the U.S. Department of Education has selected Edfinancial as the servicer for your loan. Read more

Your Direct Loan Account Statement Has a Brand New Look

This overview highlights the changes to your Direct Loan account statement to make it easier to find the information you need. Read more

How could an extra payment help?

Ever wonder how an extra $10, $20, or $50 each month could impact your repayment? Use our Loan Repayment Calculator to help estimate your potential savings. Read more

Connect with us on Social Media!

Edfinancial invites you to join us on social media at Facebook.com/Edfinancial and Twitter.com/Edfinancial. Read more

New REPAYE Plan

Starting in mid-December 2015, the Department of Education will offer a Revised Pay As You Earn (REPAYE) Plan, improving the current Pay As You Earn Plan and becoming available for all Direct Loans. Read more

Save Time and Upload Your Documents Online!

You now have a new feature in Manage My Account (MMA) that will help speed up documentation processing times and keep your personal information more secure. Read more

Student Loan Interest

Ever wonder how your payments are being applied to your interest and principal balances? Get all the details on simple interest and your student loan payment. Read more