TextCare – One to One Health
Edfinancial Services is proud to offer TextCare – One to One Health to all employees and dependents enrolled in the medical plan. TextCare is a network of board-certified physicians who provide telephonic consultations 24/7 when your primary care physician is not available.
Short Term Disability
Edfinancial Services currently offers short-term disability. Short-term disability covers 60% of weekly pre-disability earnings – up to a $500 weekly maximum. Benefits begin on the 15th day of injury or illness and continue to the earlier of recovery or 11 weeks.
Accident Insurance
Accident Insurance is offered and can help cover unexpected costs that arise due to an accident, such as ambulance services and emergency room fees. Family coverage is available.
Critical Insurance
Critical Insurance is offered as another way to prepare for the unexpected. If you are diagnosed with a major illness such as heart attack, stroke, coma, paralysis, major organ failure or end-stage renal failure, you can receive a one-time lump sum payment. Family coverage is available.
Whole Life
Edfinancial Services offers ways to expand your individual financial protection! New guaranteed benefits are offered to aid your surviving family members adjusting to the loss of income that can result after the death of a loved one. The benefit this policy provides can be used to help pay for such things as final expenses and expense tax, mortgage costs, educational needs, medical bills, and more.
Flexible Spending Account
Flexible Spending Accounts are offered for eligible employees. Funds are deducted from pay on a pre-tax basis and are deposited into your Health Care and/or Dependent Care FSA. You may then use your funds to pay for eligible health care or dependent care expenses.
Health Savings Account
Health Savings Accounts are offered for eligible employees. A Health Savings Account is a banking arrangement which enables you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.